I have completed kitchen renovations with stone tops and new cabinets. I have installed ducted Air conditioning. Are these covered under the building insurance or under content insurance? – Karen, QLD

Q: I have completed kitchen renovations with stone tops and new cabinets. I have installed ducted Air conditioning. Are these covered under the building insurance or under content insurance?

 

A: As these renovations are a part of your lot, they will most likely need to be covered under contents insurance.

Remember that it’s important that you do not under-insure your property! Use a contents calculator, which can be found by searching “contents calculator” online, to determine the best insurance amount for your strata property.