I live in a duplex. It is situated in a community title housing estate. The community maintains the common areas only like the park, the pool, community hall etc. The insurance company asks, “Is the home part of a body corporate/strata title complex?” what should be my answer? – Md Rezwanur, NSW

Q: I live in a duplex. It is situated in a community title housing estate. The community maintains the common areas only like the park, the pool, community hall etc. The insurance company asks, “Is the home part of a body corporate/strata title complex?” what should be my answer?

A: If you are living in a community title your home will most likely not be part of a body corporate/strata title complex. Although the names are similar, there are key differences that separate them apart. You should, however, let it be known that you are part of a community association to ensure you have made full disclosure.