If you are in a multi-storey building and a bathroom above you leaks water onto your ceiling, who’s insurance pays for the repairs? – John, QLD

Q: If you are in a multi-storey building and a bathroom above you leaks water onto your ceiling, who’s insurance pays for the repairs?

A: It is likely to be the body corporate’s insurer who is responsible, however this may depend if the scheme is a standard format or building format. It may be worth asking your body corporate that question, as well as your own insurer.